204 W Pine Ave
St. George Island, FL 32328

One of the few homes on St. George Island located in the highly desirable X flood zone—no flood insurance required—with total insurance costs of just $4,200 annually. Built in 2024 and fortified with the Gold Bolt System, this home is engineered for superior durability, anchoring the roof, walls, and foundation together for exceptional high-wind protection. This luxury 3-bedroom, 4-bath Gulf-view home with a private pool offers the perfect blend of modern coastal design and income potential. Sold fully furnished and completely turnkey, it's ready from day one—just show up and start enjoying. New to the short-term rental market, the property launched in May 2025 and still generated $40,815 in gross rental income, with $27,917 already secured for 2026—giving buyers immediate cash flow and significant upside to grow bookings. Inside, you'll find 10-foot ceilings, a designer kitchen, luxury vinyl plank flooring, beautifully finished bathrooms, and a wet bar that makes entertaining easy. The top floor adds even more versatility with a bonus flex space ideal for additional sleeping or a second living area, opening directly onto a massive sundeck with sweeping Gulf views—a true highlight for guests and owners alike. Just a short stroll to SGI's beaches, restaurants, and shops, the location checks every box for convenience and rental appeal. Turnkey, fortified, and thoughtfully designed for both relaxation and return—this is a rare opportunity to own a high-performing coastal property in one of the island's most desirable settings.